Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.458%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.608%  0.000%
USDA Rural Development
USDA Rural Development
 Rate  APR  Points
 3.875%  4.649%  0.000%

Personalized Quote

Mortgage Center

Applying online is as easy as 1-2-3.
You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Citizens Bank & Trust Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 256-931-4622.